North shows you exactly what's safe to spend right now — then splits every paycheck into Spend, Save, Invest, and Goals automatically. Link your bank and it runs itself, or do it all by hand. Your call.
Between paychecks, one number actually matters: what's safe to spend right now. Without it, every dollar disappears — and so does the lesson.
Every paycheck without a plan is a missed opportunity.
Whether you're a parent, a teen, or going solo — North meets you where you are.
Adjust their budget split anytime and let your teen handle the rest. Full visibility into their progress without micromanaging every dollar.
Get your safe-to-spend number instantly after every paycheck. Choose your money personality, set goals, and build streaks that actually matter.
Independent young adults get the full picture — a live Safe to Spend, paycheck splitting, goals, bills, and optional bank linking that runs it all on autopilot.
Safe to Spend is the one number North is built around: how much you can spend today without touching your savings, your goals, or the bills you haven't paid yet. It updates as you spend — and it's the same number on your home screen, your widget, and your morning notification. Always to the dollar.
See your “$X/day” until your next payday, so a good week doesn't turn into a broke weekend.
A green, yellow, or red light that tells you at a glance whether you're on pace. No spreadsheets, no math.
A running count of the days you've checked in on your money. Small habit, big difference.
North works great by hand. But link a checking or savings account and it gets effortless — every purchase tracks itself and your Safe to Spend stays accurate to the penny.
Linking is read-only and secured by Plaid — North gets a look, never your login, and can never move your money. Here's what it unlocks:
Every paycheck splits automatically into four buckets by percentages you choose. Pick a preset at signup — Balanced is our North Pick — or build your own. Every split is exact to the cent.
Enter what you earned and watch a live preview show exactly how your money splits across Spend, Save, Invest, and Goals. Your Safe to Spend updates instantly.
Follow a simple checklist to move your money into the right places. Check off each bucket as you go — it's that satisfying. Or link a bank and skip this entirely.
Every paycheck ends in a celebration — new records, goals advancing, badges earned, and your streak climbing. Progress you can actually feel.
Tell North which deposit is your real paycheck — just once. After that, every future paycheck from that source splits itself into your buckets automatically. You just get a card that says “We split your $1,240.” Venmo, refunds, and random deposits always stay manual.
Premium + bank linkingDidn't spend it all? Keep it. Turn on rollover and your leftover Spend money carries into next period instead of vanishing — and you decide how it works: reset each paycheck, last two paychecks, or build a running balance forever.
Premium + bank linking
Shown here in Light mode — North looks just as good in Dark, and follows whatever your phone is set to.
Your next paycheck is coming. Will you spend it all — or split it and grow?
Small splits. Big futures.